Opportunity Information: Apply for FR 6500 N 30
The FY21 NOFO Housing Counseling Training Grant Program (Funding Opportunity Number FR 6500 N 30) is a discretionary HUD grant offered as a cooperative agreement under CFDA 14.316 (Housing). It is designed to strengthen the housing counseling field by funding training that helps build and sustain a professional, effective network of housing counselors and agencies. The basic idea is to make sure housing counselors are well prepared to give consumers reliable, practical guidance so people can make informed housing decisions, while also ensuring that federal housing counseling dollars produce measurable, high-impact results.
A central driver of this opportunity is the housing counselor certification framework created by the Dodd-Frank Wall Street Reform and Consumer Protection Act. Under those statutory requirements, individual counselors participating in HUD's Housing Counseling Program must demonstrate competency through a written exam covering the required counseling subject areas. HUD implemented these requirements through a Final Rule issued December 14, 2016 (81 FR 90632), and later adjusted the certification timeline through a subsequent Final Rule issued December 4, 2020 (85 FR 78230). As a practical matter, HUD policy ties this certification requirement to the delivery of housing counseling connected to HUD programs: counseling that is required under, or provided in connection with, HUD programs must be delivered by a HUD-certified counselor who is employed by a HUD-approved housing counseling agency or a participating agency. Because certification is tied to competency in specific subject areas, this grant program focuses heavily on training that prepares counselors to meet those standards.
HUD identifies six core topics in which counselors must be competent for certification and effective service delivery. These topics are: (1) financial management, (2) property maintenance, (3) homeownership and tenancy, (4) fair housing and other civil rights laws and requirements, (5) housing affordability, and (6) avoidance of, and responses to, rental and mortgage delinquency, including strategies to avoid eviction and mortgage default. The NOFO supports training that covers these foundations, recognizing that consistent, high-quality instruction across the core topics is essential both for certification readiness and for ensuring counseling services are accurate, compliant, and useful to clients.
Beyond the baseline core topics, HUD emphasizes several specialized training needs that have become more urgent in recent years. One major focus is expanding the number of counselors and agencies equipped to provide rental housing counseling and mortgage delinquency/default counseling. The NOFO ties this emphasis to COVID-19 era disruptions and the policy responses that followed, including the CARES Act (enacted March 27, 2020) and foreclosure and eviction moratoriums issued by the CDC and FHA. With the possibility of moratoriums expiring and households facing accumulated arrears or resumed enforcement actions, HUD highlights the growing need for counselors who can help renters and homeowners navigate delinquency, loss mitigation options, and pathways to stabilize housing. HUD also explicitly notes that effective delinquency and default counseling can reduce foreclosures and evictions and may help limit losses to the FHA Mutual Mortgage Insurance Fund, reinforcing that this training serves both consumer protection and broader program integrity goals.
Another priority embedded in the NOFO is disaster preparation and recovery. HUD recognizes housing counseling agencies as important community-based intermediaries before and after disasters. Pre-disaster, counselors can incorporate preparedness planning into education and counseling so households understand risks, documents to safeguard, insurance considerations, and basic financial resilience strategies. After a disaster, counselors can help clients make sense of complex recovery systems by connecting them to local, state, and federal resources and helping them work through program requirements, timelines, and documentation. The NOFO therefore supports training curricula that build counselor capacity in disaster preparedness and post-disaster recovery counseling, aligning with HUD priorities around resilience and recovery.
The overall structure of the grant is meant to support both basic and advanced instruction, acknowledging that many counselors specialize and need deeper, topic-specific skills to deliver high-quality services. The NOFO contemplates training that ranges from broad certification-aligned content to more targeted courses in rental counseling, mortgage delinquency/default counseling, and disaster-related counseling. HUD also signals an interest in expanding practical, place-based training by encouraging housing counseling agencies to partner with local and statewide organizations. The intent is to make training more responsive to state and local housing conditions, laws, court processes, and resource networks, which can vary widely and strongly influence client outcomes.
A further expected outcome is the expansion of training access through scholarships. The NOFO indicates that funding should result in an increased number of training scholarships, which is an important workforce development lever for smaller agencies, rural providers, and organizations serving high-need communities that may not otherwise be able to absorb the full cost of specialized training and certification preparation.
In terms of applicant eligibility and award scale, the program is limited to nonprofits with 501(c)(3) status (excluding institutions of higher education). HUD anticipated making around five awards, with an award ceiling of $2,000,000 per award. The opportunity was posted November 2, 2021, with an original application deadline of November 19, 2021 at 11:59:59 PM Eastern.Apply for FR 6500 N 30
- The US Department of Housing and Urban Development in the housing sector is offering a public funding opportunity titled "FY21 NOFO Housing Counseling Training Grant Program" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 14.316.
- This funding opportunity was created on Nov 02, 2021.
- Applicants must submit their applications by Nov 19, 2021 The application deadline is 115959 PM Eastern Standard time on. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Each selected applicant is eligible to receive up to $2,000,000.00 in funding.
- The number of recipients for this funding is limited to 5 candidate(s).
- Eligible applicants include: Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education.
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| Funding Opportunity |
|---|
| FY 2021 Choice Neighborhoods Implementation Grant Program Apply for FR 6500 N 34 Funding Number: FR 6500 N 34 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $50,000,000 |
| HUD’s National Homeless Data Analysis Project Notice of Funding Opportunity (NOFO) Apply for FR 6500 N 85 Funding Number: FR 6500 N 85 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $9,000,000 |
| Capital Fund At Risk/Receivership/ Substandard/ Troubled Program Apply for FR 6500 N 81 Funding Number: FR 6500 N 81 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $3,500,000 |
| HUDRD - Qualitative Data Collection for Cohort 2 MTW Expansion- Rent Reform Experiment Apply for FR 6600 N 29D Funding Number: FR 6600 N 29D Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
| HUDRD-Exploring the Feasibility of Linking Eviction Records to Administrative Databases for HUD’s Housing Choice Voucher Program Apply for FR 6600 N 29E Funding Number: FR 6600 N 29E Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $500,000 |
| Impact Evaluation of the Emergency Rental Assistance (ERA) Program Apply for FR 6600 N 83 Funding Number: FR 6600 N 83 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
| Foster Youth to Independence (FYI) Competitive NOFO for Fiscal Year (FY) 2022 Apply for FR 6600 N 41 Funding Number: FR 6600 N 41 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,200,000 |
| Lead and Healthy Homes Technical Studies (LHHTS) Grant Program Pre- and Full Application Apply for FR 6600 N 15 Funding Number: FR 6600 N 15 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
| Lead Hazard Reduction Grant Program Apply for FR 6600 N 13 Funding Number: FR 6600 N 13 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $8,000,000 |
| Veterans Housing Rehabilitation and Modification Pilot Program Apply for FR 6600 N 39 Funding Number: FR 6600 N 39 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
| Indian Housing Block Grant (IHBG) Competitive Grant Program Apply for FR 6600 N 48 Funding Number: FR 6600 N 48 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $7,500,000 |
| Community Development Block Grant Program for Indian Tribes and Alaska Native Villages Apply for FR 6600 N 23 Funding Number: FR 6600 N 23 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $5,000,000 |
| Notice of Funding Opportunity (NOFO) for Fiscal Year (FY) 2022 Continuum of Care Competition and Noncompetitive Award of Youth Homeless Demonstration Program Renewal and Replacement Grants Apply for FR 6600 N 25 Funding Number: FR 6600 N 25 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $2,000,000 |
| 2022 Family Self-Sufficiency NOFO Apply for FR 6600 N 04 Funding Number: FR 6600 N 04 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: Case Dependent |
| Healthy Homes Production Grant Program Apply for FR 6600 N 44 Funding Number: FR 6600 N 44 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $2,000,000 |
| Self-Help Homeownership Opportunity Program (SHOP) Apply for FR 6600 N 19 Funding Number: FR 6600 N 19 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $12,500,000 |
| Fair Housing Initiatives Program Private Enforcement Initiative Apply for FR 6600 N 21 C Funding Number: FR 6600 N 21 C Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $425,000 |
| Fair Housing Initiative Program - Fair Housing Organization Initiative Apply for FR 6600 N 21 B Funding Number: FR 6600 N 21 B Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,875,000 |
| Fair Housing Initiative Program - Education and Outreach Initiative Apply for FR 6600 N 21 A Funding Number: FR 6600 N 21 A Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,300,000 |
| FY 2022 Section 202 Supportive Housing for the Elderly Program Apply for FR 6600 N 52 Funding Number: FR 6600 N 52 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $20,000,000 |
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